[ Tim's web ] Home ] Up ] Site map ] Contact ] Feedback ] Bioenergy links ] GOOGLE Search ] [ Energy Systems ] [ Human Tests ] [ Protection Products ] [ Research ] [ Mailers ]

Reinsurer avoid Cellphone risks

WARNING!  EMF radiation from this PC depletes your bioenergy! Get protection for your safety!

Your body has an energy signalling system that's vital for its proper function. See Energy Systems.  You need to protect it!
Don't exposure yourself to EMFs without protection. You wouldn't expose yourself to the sun for hours - you'd get skin cancer soon enough.  EMF is invisible and every day EMF stress affects your body putting your health at risk; a wide range of symptoms result. Just read What Doctors warnEMF radiation depletes bioenergy, compromising your immune system! There is a cumulative effect. Take advantage of my website to find out more about these modern day hazards.
An amazing new protection that really works is now available with GIA Wellness. You can avoid adverse health risks and enjoy a New Generation of Wellness in an increasingly electropolluted world. Electropollution is a real environmental toxin.

Especially don't expose your child to EMFs. They have a lifetime more to bear this and the full extent of risks is not yet known!

The risk with cellphones is too high -
Lloyds & other reinsurers avoid!

If major reinsurers are not prepared to bear the risks posed by mobile phones - should you?

You really do need to protect yourself and those that you care about!

The Observer, London, UK

Sunday 11 April 1999

Insurers Balk at Risks of Phones

by Sarah Ryle, Consumer Affairs Correspondent

Concern about the safety of mobile phones has prompted a leading Lloyd's underwriter to refuse to insure phone manufacturers against the risk of damage to users' health.

The move comes amid mounting concern about the industry's influence on research into the long-term effects of using a mobile.  The London market provides insurance for everything from aircraft to footballers' legs.  But fears that mobile phones will be linked to illnesses such as cancer and Alzheimers disease have prompted John Fenn, of underwriting group Stirling, to refuse to cover manufacturers against the risk of being sued if mobiles turn out to cause long-term damage.

New research published last week by Bristol University scientist Dr. Alan Preece showed a 'highly significant' effect from mobile phone signals on brain function.  Some previous studies linked mobiles to increased tumors in rodents, but they have been contradicted by other research.

The Government has ordered the National Radiological Protection Board (NRPB) - responsible for monitoring radiation safety standards in everything from Sellafield to sunlight - to set up an independent group to identify possible areas for research.  Liberal Democrat MP Phil Willis, who is pressing for a fuller parliamentary debate on the issue, condemned the initiative as 'a sop to the public and a sop to the industry'.  He said: 'I have asked three network operators if they will give insurance against future health risk and they have all said they cannot.'

The Federation of the Electronics Industry, which represents mobile phone manufacturers and networks, said there was no proven reason for insurers to refuse cover.  Spokesman Tom Wills Sandford said: 'I am surprised. I would be confident that there would be people who would cover that risk, because there is no scientific proof of health risk.'  But Fenn said: there are people in the insurance market who close their eyes to the issue because they say there is no scientific proof of a problem.  If you go back to asbestos, it "wasn't a problem" at one time either.'  Asbestos claims helped bring the Lloyd's market to its knees in the early 1990s.

Experts at the NRPB (National Radiation Protection Board) say they cannot give mobile phones a clean bill of health until comprehensive research has been carried out into the non-thermal effects of microwave radiation emitted by handsets.

Until now, the vast majority of research has been funded by the industry: there are 78 industry -sponsored studies under way worldwide, while governments fund only [missing data - ed.].  The Department of Health says a new working group will be established, including industry and consumer group representatives, but its membership has yet to be agreed.  Concerns are increasing about the industry's involvement in research.  Some of the NRPB's conclusions have been based on research by Dr. Camelia Gabriel, a technical adviser to network operator Orange and head of private consultancy Microwave.  Her colleague, Professor Ted Grant - who, with Gabriel, helped draw up Orange's health and safety brochure - was until recently a board member of the NRPB.  There is no suggestion that Gabriel or Grant's findings have been biased as a result of their industry links.  But Mr Willis, who has won the support of more than 108 other MPs, said he was 'extremely worried'.

'The Government needs to fund proper, independent empirical research into the biological, non-heating effects of mobile phones.' he said.  'I am concerned about the potential influence of multinational companies on these studies.'

The NRPBs budget for mobile phone research is currently just 300,000 per year. The Department of Health has not yet indicated how much funding will be made available for future research.


Oct 2000 update :

Since the date of the above report about the London insurance market's attitude to covering risks, at least two other large providers of insurance - Scandanavian and Swiss, have refused cover.

Surprised?  If you were boss of a large insurance company answerable to shareholders, would you cover against risks that include both genetic effects leading birth defects and paragenetic effects that include a range of cancers?


You have a sophisticated body electronics system that is vital to its function.  So don't allow yourself to be exposed to health risks invisibly imposed by EMF radiation from electric & magnetic fields and pulsed microwave transmission signals, which are at frequencies that disrupt your brain and cellular functions.  Cellphone and cordless phone use does carry well-established risks!  EMF stress occurs with all other electric and electronic devices, too.  There are adverse health effects - see What Doctors Warn.  Scientific studies have shown that EMF exposure has a cumulative effect, increasing over time.   Be sure to reduce the risks for your children who face a lifetime of exposure and those with poorer health conditions, they are especially at risk.  For an appreciation of this start at Child Risks.

Depletion of your body's bioenergy causes a lowered energetic capability, at a fundamental atomic level.  See Atoms & EMF.  Disturbance of it's inherent bioenergetic system results in disruptions to cellular functions and a compromised immune system.  Start at Energy Systems.  Quite simply, your body systems are no longer able to work in the way that they would if such destructive interference from EMR was not imposed on you.  To see how human energies are affected by common electronic devices see bioenergy test charts showing patterns typical of that experienced by everyone from Human Tests.

If you can't understand why the authorities are allowing you to be exposed to such risks, start at my Research page.  So-called "safety" regulations only consider thermal (tissue heating) effects, but frighteningly disregard low frequency biological effects. Strong vested interests resist change to this in spite of mounting evidence.  For your own health and safety, and sustainable wellness, you need to adopt the Precautionary Principle with some urgency to avoid the risks of the invisible hazard of EMR that do compromise your health.  You can now make use of the amazing new GIA Wellness protection available to reduce the effects of EMR, and have the chance to enjoy sustainable wellness.  See GIA Wellness Protection Products.

Find out more so you can immediately protect yourself and achieve optimal health in our increasingly electropolluted world.


Health and safety needs to be treated seriously.  Be sure to get GIA Wellness (formerly Biopro Technology) protection for others that you care about, too.  Tell others about my website and the wealth of information it provides so they can avail themselves of this and the amazing new Biopro protection against the adverse health risks of increasing exposure to EMF in our modern technological world.


Others to assist in worthwhile protection enterprise?

Do you know of any enterprising people who care about others and may like to join with me in this worthwhile undertaking of providing protection to others from this growing  EMF radiation hazard?  You'll enjoy an additional income stream, too.

* Free Bioenergy test subject to product purchase and reasonable proximity to me or you pay travel costs, all at my discretion.

Other sections - [ EMF Dangers ] [ Significant EMF News ] [ EMF Danger articles ] [ Energy Systems ] [ Human-Tests ] [ Protection Products ] [ Research ] [ Feedback ]

E mail Tim Leitch here or use my Feedback page.  Any hyperlink issues, please let me know by email.  Thanks.

Always being enhanced.
Copyright 2005-2012 Tim Leitch.         Last modified: 13 Jul 2011
Any use of material from this site must include a clear link back to this website.

To Top