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Insurance Risks - Cellphones

WARNING!  EMF radiation from this PC depletes your bioenergy! Get protection for your safety!

Your body has an energy signalling system that's vital for its proper function. See Energy Systems.  You need to protect it!
Don't exposure yourself to EMFs without protection. You wouldn't expose yourself to the sun for hours - you'd get skin cancer soon enough.  EMF is invisible and every day EMF stress affects your body putting your health at risk; a wide range of symptoms result. Just read What Doctors warnEMF radiation depletes bioenergy, compromising your immune system! There is a cumulative effect. Take advantage of my website to find out more about these modern day hazards.
An amazing new protection that really works is now available with GIA Wellness. You can avoid adverse health risks and enjoy a New Generation of Wellness in an increasingly electropolluted world. Electropollution is a real environmental toxin.

Especially don't expose your child to EMFs. They have a lifetime more to bear this and the full extent of risks is not yet known!

Insurance underwriting - Cellphone risks

Earthpulse  Press,  21 July 2004

by  Dr Nick Begich/  and  James Roderick

Cellphone convenience or 21st Century plague?

Compiled by Dr. Nick Begich and James Roderick Earthpulse Press has been following the development of new technologies over the last ten years.

Insurance  Underwriting

Risk management and the kinds of legal concerns arising out of the tobacco lawsuit has turned insurers of product liability claims on their heads.

Insurance underwriters investigate risk through the review of information available to them.  The level of evidence they need to move in the direction of safety is less perhaps than is needed for a scientist to say “aha, this is a scientific fact.”  But who is right and when is the public’s risk placed ahead of insurance risks?

“Should it become clear that the digital pulsed modulation signal does have adverse effects - which may act as triggers to adverse health conditions, - then manufacturers could face massive legal claims for failing to provide any or adequate health warnings to mobile phone users.

Lloyds of London has, we understand refused to issue product liability cover for manufacturers and sellers on mobiles ...”

Employer  Liability

Employers may also be liable according to legal opinions.

“Employers are usually required to provide a safe system of work.  A number of employers expect their employees to carry out their duties and responsibilities using mobile phones for hours at a time.  It could well turn out to be a non-safe system of work for which substantial damages may be awarded as a result of adverse health conditions.

A number of cases have already been settled out of Court but again subject to confidentiality clauses.”

Companies recognizing potential third party litigation have also been attempting to reduce their risk.

Reasonable technological advances, which could decrease risks, are being put forward by employers who require cell phone use in the course of employee work.  The risk of future litigation increases if the precaution is not taken to provide a safe workplace.

“Europe’s third-largest manufacturer of electrical appliances, Merloni Elettrodomestici SpA, has decided to supply its employees with dual-band cell phones capable of operating with a microphone and headphones for safety reasons.  The decision follows a major press campaign in Italy on the dangers of electromagnetic waves.  CEO Francesco Caio is very sensitive to the problems of health and the environment and some of our employees had begun to express doubts and worries.”

The other concern is that perhaps other risks are created in the solutions.  As is described in the research, the removal of the cell phone from the head is helpful to reducing exposure to the head but it can still expose the body to the effects of its radiation.  Safety issues are an increasing concern but information has become fragmented and often quickly obsolete.  The issues of safety precautions [definitely need closer attention and this is bound to develop] in more detail later.


You have a sophisticated body electronics system that is vital to its function.  So don't allow yourself to be exposed to health risks invisibly imposed by EMF radiation from electric & magnetic fields and pulsed microwave transmission signals, which are at frequencies that disrupt your brain and cellular functions.  Cellphone and cordless phone use does carry well-established risks!  EMF stress occurs with all other electric and electronic devices, too.  There are adverse health effects - see What Doctors Warn.  Scientific studies have shown that EMF exposure has a cumulative effect, increasing over time.   Be sure to reduce the risks for your children who face a lifetime of exposure and those with poorer health conditions, they are especially at risk.  For an appreciation of this start at Child Risks.

Depletion of your body's bioenergy causes a lowered energetic capability, at a fundamental atomic level.  See Atoms & EMF.  Disturbance of it's inherent bioenergetic system results in disruptions to cellular functions and a compromised immune system.  Start at Energy Systems.  Quite simply, your body systems are no longer able to work in the way that they would if such destructive interference from EMR was not imposed on you.  To see how human energies are affected by common electronic devices see bioenergy test charts showing patterns typical of that experienced by everyone from Human Tests.

If you can't understand why the authorities are allowing you to be exposed to such risks, start at my Research page.  So-called "safety" regulations only consider thermal (tissue heating) effects, but frighteningly disregard low frequency biological effects. Strong vested interests resist change to this in spite of mounting evidence.  For your own health and safety, and sustainable wellness, you need to adopt the Precautionary Principle with some urgency to avoid the risks of the invisible hazard of EMR that do compromise your health.  You can now make use of the amazing new GIA Wellness protection available to reduce the effects of EMR, and have the chance to enjoy sustainable wellness.  See GIA Wellness Protection Products.

Find out more so you can immediately protect yourself and achieve optimal health in our increasingly electropolluted world.


Health and safety needs to be treated seriously.  Be sure to get GIA Wellness (formerly Biopro Technology) protection for others that you care about, too.  Tell others about my website and the wealth of information it provides so they can avail themselves of this and the amazing new Biopro protection against the adverse health risks of increasing exposure to EMF in our modern technological world.


Others to assist in worthwhile protection enterprise?

Do you know of any enterprising people who care about others and may like to join with me in this worthwhile undertaking of providing protection to others from this growing  EMF radiation hazard?  You'll enjoy an additional income stream, too.

* Free Bioenergy test subject to product purchase and reasonable proximity to me or you pay travel costs, all at my discretion.

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